6 Fun Outdoor Activities for Kids In Nashville

We’re a few weeks into summer… how are you holding up, Mom?

If “go play outside” isn’t doing the trick anymore, and you’re tired of hearing, “I’m booooored,” this list is for you! Check out some of these fun outdoor activities for kids in Nashville. Help them burn off all that energy while exploring something new!

6 Fun Outdoor Activities

  • Cumberland Park. With a mini climbing wall, waterfront views, and plenty of free parking (despite being so close to downtown!), Cumberland Park offers both sun and shade for kids to play and parents to relax.
  • Canoe the Harpeth. Nashville has plenty of rivers, but few are as pleasant as the Harpeth, just a few miles west of town. Canoeing is a great activity for kids, as you have the opportunity to rest and float or paddle and let out some extra energy! Start early in the morning to avoid the heat and potential late afternoon thunderstorms.
  • Cheekwood Botanical Garden and Museum of Art. A Nashville classic, Cheekwood offers beautiful gardens and a rotation of fun outdoor art exhibits. Don’t miss Cracking Art, which features brightly colored large-scale plastic animals, such as bears, crocodiles, and meerkats. Cracking Art will be on exhibit through September 2.
  • Nashville Shores. With one million gallons of water and eight water slides, Nashville Shores is a great way to cool off in a hot summer week. Float down the lazy river or zip down one of their imaginative water slides.
  • The Barbara J. Mapp Aviary Education Center at Radnor Lake. If you’re looking for something a little different from a trip to the zoo, check out Radnor Lake’s aviary, where you can get an up-close view of birds-of-prey and learn from park rangers. Plan ahead, though. The aviary is only open from 1pm to sunset on Saturday and 7am to 1pm on Wednesday.
  • Climb Nashville & The Crag. Rock climbing is another great activity that allows kids to get some extra exercise while also building self-confidence as they try new things. Visit Climb Nashville or The Crag (both of which have locations throughout the city).

How Much Exercise Do Kids Need?

The American Heart Association recommends kids get at least 60 minutes of moderate-to-vigorous aerobic activity every day. Regular physical activity can reduce risk of cardiovascular health issues, obesity, high blood pressure, diabetes, and other health complications. Furthermore, increased levels of physical activity are associated with longer life span, as well as physical, social, and psychological benefits. Plus, exercise can be especially fun for kids!

Find a Doctor Near You In Nashville

Looking for a doctor for your child? Or the whole family? You can schedule an appointment with a St. Thomas Medical Group family medicine provider by calling +1 (615) 301-7040. You can also make your appointment online (both new and returning patients).

What Does a Rheumatologist Do? Meet These Nashville Docs!

“Rheumatology? What’s that?”

Fair question. If you’re like the majority of people, you may never require care from a rheumatologist. When you have a good primary care doctor, your requirements for diagnosis and treatment with other specialists may be somewhat limited.

But for those patients who have autoimmune diseases like rheumatoid arthritis or lupus, a rheumatologist could be a life-saver. Rheumatologists specialize in the diagnosis and treatment of musculoskeletal disease and autoimmune conditions. These diseases, which include rheumatoid arthritis, lupus, scleroderma, fibromyalgia, osteoarthritis and polymyositis (among others), can cause pain and swelling in the joints, muscles and bones.

How Can a Rheumatologist Help Me?

If you experience muscle or joint pain that’s different from the common aches and pains you’ve known in the past, you may wish to see your primary care doctor for an evaluation. If your physician is concerned that your symptoms could be caused by a rheumatic condition, then he or she may refer you to a board-certified rheumatologist.

These diseases can be complex, but your rheumatologist will perform a full physical exam and evaluate your medical history in order to establish a plan of care. Diagnostic imaging test (such as x-ray, MRI, ultrasound and CT scan) may be ordered. Treatment may be administered via medication, injection, lifestyle modification, or other therapies.

Meet These Nashville Rheumatologists

St. Thomas Medical Group is home to two Nashville-area rheumatology specialists. Rheumatologists have received additional training beyond that of an internal medicine physician.

Leslie Cuevas, M.D.

Dr. Cuevas grew up in Germantown, TN. She attended Drake University on a softball scholarship and graduated in 1995 with a BA in Biology. She earned her medical degree at the University of Iowa College of Medicine in 1999. She then moved to Nashville where she completed her Internal Medicine residency at University of TN – Nashville in 2002 followed by a Rheumatology fellowship at Vanderbilt University in 2004. She joined Arthritis Specialists of Nashville after completing her training.

Dr. Cuevas moved with her family to Denver, CO, and spent time studying at Denver Seminary, but she has recently moved back home! She is excited to join St. Thomas Medical Group to provide rheumatologic care to the people of Nashville and the surrounding areas. She has a special interest in treating patients with fibromyalgia.

She spends her personal time with the ones she loves most: God, her family, and the Tennessee Titans! | Schedule With a Nashville Rheumatologist Online or call +1 (615) 964-5823.

Poonam Somai, M.D.

Dr. Somai has been with St. Thomas Medical Group since 2009. She earned her Medical Degree at the University of Bombay, India in 2001. She completed her residency training in Internal Medicine at Michigan State University in 2005 where she served as a Chief Resident. She then completed her fellowship in Rheumatology in 2007 at the University of Iowa.

She is Board certified in Rheumatology and treats diseases like rheumatoid arthritis, lupus, scleroderma, fibromyalgia, osteoarthritis and polymyositis. She specializes in ultrasound-guided injections of the joint, tendon and bursa.

She enjoys traveling and exploring different cultures / cuisines, reading, and spending time with her husband, daughter and twin boys.

She provides specialized care to the Gallatin community outside of her office hours at St. Thomas Medical Group. Dr. Somai is accepting new patients by referral. | Schedule With a Nashville Rheumatologist Online or call +1 (615) 964-5823.

Spot Stroke Symptoms FAST With These Guidelines

Did you know that stroke is the fifth leading cause of death in the US?

One out of every twenty deaths is caused by stroke.

A stroke occurs every forty seconds in the US and takes a life every four minutes, according to the CDC.

So, what we can do about it?

This May, in recognition of Stroke Awareness Month, St. Thomas Medical Group is encouraging Nashvillians to learn about three common stroke symptoms.

Recognizing these symptoms in a stroke victim – and quickly seeking emergency care – can potentially save a stroke victim’s life. When it comes to stroke, every second counts.

What Is A Stroke?

There are a few different types of strokes. Ischemic and hemorrhagic are two common types. In an ischemic stroke, an artery becomes blocked, reducing blood flow to the brain. In a hemorrhagic stroke, a blood vessel may leak or burst, creating swelling or pressure around the brain.

Strokes can cause significant and permanent brain damage in survivors. However, seeking emergency care as quickly as possible can minimize damage and improve the chances of recovery. The treatment window can be quite narrow…

  • Three-hour window: Patients suffering ischemic stroke, for example, may receive a drug known as Alteplase IV r-tPA; this drug must be administered within three hours of stroke onset. In some cases, a patient may be eligible within a 4.5-hour window.
  • Six-hour window: Another option for stroke treatment is thrombectomy. This is a minimally-invasive procedure in which a surgeon removes the blood clot causing the stroke. This procedure should be done within six hours of the onset of symptoms. In some cases, the procedure may be done within a 24-hour window (Source: Stroke Association).

The Three Symptoms – FAST

Because stroke treatment windows are so narrow, it’s critical that everyone knows how to recognize stroke symptoms. Use the FAST acronym to help yourself remember the most common symptoms of a stroke:

  • F – Face: Is the affected person able to smile? It’s common for one side of the face to droop in a stroke victim.
  • A – Arms: Can the affected person raise both arms? Many stroke victims will have one arm drift downward.
  • S – Speech: Is their speech clear and normal, or slurred? Ask them to repeat a simple phrase.
  • T – Time: If you observe any of these symptoms, call 9-1-1 immediately.

Stroke Prevention Tips

There are many things you may be able to do to reduce your risk for stroke. The Stroke Association recommends:

  • Get 7-8 hours of sleep per day.
  • Be socially active.
  • Eat a healthy diet, limiting sodium to 1500mg per day.
  • Exercise 30 minutes per day.
  • Get regular checkups with your local doctor at St. Thomas Medical Group!
  • If you smoke, stop smoking.

Take Action Now With a Primary Care Provider in Nashville

Did you know that 80% of strokes in adults are preventable? Unfortunately, having just one stroke significantly increases the likelihood of having another one. That’s why it’s important to partner with a primary care provider in taking the right health measures today. Live in the Nashville area? Call St. Thomas Medical Group Department of Children and Adults at +1 (615) 301-7040

You can also make an appointment online.

It’s Time to Think of Physical Therapy as a First Line of Defense

Back pain? If you’re like most patients, you try to stick it out for a few days. If the pain gets worse, you go to your primary care provider (PCP) or a walk-in clinic. Undoubtedly, most patients think this course is the “right way” to deal with a common joint or muscle issue. And, while there’s certainly nothing wrong with seeing your primary care physician, you should know that patients in Tennessee have a unique option that might actually provide a better way of managing your own health care.

The answer? Direct access to physical therapy.

Why See a Physical Therapist First?

Physical therapy is commonly thought of as a type of health care you receive after initial evaluation and treatment from a physician. And, in many states, this is true. As of 2007, Tennessee residents have the unique privilege of being able to schedule an appointment with a physical therapist (PT) without physician referral.

For patients, this means it’s now potentially faster, easier, and more affordable to see a physical therapist.

  • Faster: You don’t have to see your PCP first before going to a physical therapist.
  • Easier: You may be able to get all the care you need for a particular injury during a visit with your physical therapist.
  • More Affordable: Instead of paying two co-pays (PCP and physical therapist), you only pay one by going directly to the PT. Also, multiple studies have shown that patients who receive an MRI first have significantly higher health care costs than patients who get physical therapy first.

When Is It a Good Idea to Go Straight to the PT?

If you have experienced a soft-tissue injury, you may be a good candidate for receiving care directly from a physical therapist. A soft-tissue injury is an injury that does not affect the bone. These injuries affect muscle, tendons, ligaments and other soft tissues. Acute examples include:

  • Sprain
  • Strain
  • Swelling
  • Contusion / bruising

Soft-tissue injuries resulting from overuse may include:

  • Tendinitis
  • Bursitis

Back pain is another common reason for seeing a physical therapist. Seeing a PT first may lower a patient’s total cost of care, bypassing imaging scans, opioid prescriptions, and other therapies that could be unnecessary or even harmful.

Find a Physical Therapist or Primary Care Doctor in Nashville

To find a primary care provider near you in Nashville, call STMG and STMG Children and Adult at +1 (615) 297-2700 and +1 (615) 301-7040. You can also make an appointment online. St. Thomas Medical Group is proud to partner with Results Physiotherapy.

How Dry Needling Provides Instant Relief from Knots

We all get painful muscle knots from time to time. And whether you’ve tried professional massage therapy or simply rolled your back with a tennis ball, you know how difficult it can be to ease an irritating knot. Once a knot develops, it can be very difficult to get rid of! Severe knots may even detract from your quality of sleep or cause you to avoid certain types of physical activity, resulting in further secondary problems like fatigue and weight gain.

Fortunately, many people are now finding relief from muscle knots through dry needle therapy. Dry needle therapy essentially “wakes up” muscle knots. Once startled, these knots relax back into their natural state.

How Does Dry Needle Therapy Work?

To understand how the therapy works, it’s helpful to know a little bit about muscle knots (also known as “myofascial trigger points”). Muscle knots are contracted fibers that have seized up as a result of some form of trauma (e.g. sports injury, car accident), posture, or overstimulation (e.g. weightlifting).

There are two types of knots:

  • Active Knots: Producing intense pain.
  • Latent Knots: Only painful when pressed on.

Dry needle therapy resolves muscle knots by inserting a very thin needle directly into the trigger point. The knot responds to the interruption and relaxes immediately. Most patients agree that dry needling doesn’t hurt in the way that you might think! Instead you might notice a little bit of pressure followed by release.

Not only does dry needle therapy reduce pain by resolving muscle knots; undergoing this therapy also means you can return to regular physical activity – no longer hindered by painful knots and trigger points. By dealing with the knots now you’re taking preventative measures against more complex health issues later on down the road.

What Do I Need In Order to See a Physical Therapist?

In Tennessee, patients have the privilege of direct access to physical therapists. Tennessee state law does not require patients to obtain a physician referral for physical therapy. This is a unique privilege in Tennessee that’s not available in all states.

St. Thomas Medical Group is proud to partner with Results Physiotherapy in Nashville for dry needle therapy. Keep in mind, dry needle therapy isn’t just for treating injuries. Dry needle therapy is a part of many patients’ preventative health care strategies. The technique may help prevent the need for more invasive treatments, like surgery, later on.

Find a Physical Therapist or Primary Care Provider in Nashville

For more information about dry needle therapy, visit our partners, Results Physiotherapy. To find a primary care provider near you in Nashville, call St. Thomas Medical Group Department of Children and Adults at +1 (615) 301-7040. You can also make an appointment online.

What Is Holistic & Integrative Medicine?

From choosing better foods to exercising more, many Nashvillians are joining a growing movement focused on improving overall health. Holistic doctors at Nashville’s St. Thomas Medical Group are here to support you in this journey.

While many modern health care providers rely heavily on prescription medications for treating disease and illness, holistic and integrative medicine providers tend to put a greater emphasis on lifestyle modification, herbal and nutritional therapies and cognitive therapies. Additionally, holistic doctors in our Nashville clinic take a proactive stance in promoting overall wellness. Providers don’t just respond to disease. They help patients achieve optimal health as a disease prevention strategy. As St. Thomas Medical Group provider Dr. Joseph Lamb says, “Health is so much more than the simple absence of disease.”

#1 Lifestyle Modification

Holistic medicine practitioners frequently encourage patients to make lifestyle changes in an effort to promote healing. Instead of prescribing a sleeping pill, for example, a holistic doctor may recommend specific dietary changes or exercise routines. Rather than prescribing phentermine for weight loss, a holistic physician may carefully evaluate your current diet and recommend manageable modifications that can lead to weight loss without prescription drugs (and their potentially dangerous side effects).

#2 Herbal & Nutritional Therapy

Many holistic physicians are knowledgeable about herbal and nutritional therapies that are less commonly used by internal medicine doctors. These methods, which draw on a rich history of traditional medicine, may be used in conjunction with modern medicinal practices to help patients achieve wellness.

#3 Cognitive Therapy

Thirdly, holistic providers in Nashville’s St. Thomas Medical Group may use cognitive-behavioral therapy to help patients deal with psychological issues, such as depression, eating disorders and substance abuse. Because holistic doctors view patients as “whole” (not people with isolated symptoms and illnesses within the body), these providers use evidence-based approaches to involve a patient’s way-of-thinking in caring for their joint mental and physical health needs.

Your Health Matters…

While holistic and integrative physicians use techniques that are not commonly seen in your “normal” doctor’s office, these physicians are still able to prescribe medications, refer patients for surgery, and provide all of the other health care services that patients may expect of a primary care physician. The benefit of seeing a holistic doctor is that patients have the ability to choose less invasive, more natural therapies first.

As Dr. Lamb says, “In our journey together, through illness and disease to optimal wellness, lifestyle modification can be a most potent opportunity for achieving the patient’s goals.” This prioritization of non-drug-based therapies doesn’t isolate individual illnesses and care plans, but instead incorporates the patient’s entire health into a single, unified plan of care. This approach can be useful for patients dealing with complex health issues like…

  • Cardiometabolic disorders
  • Diabetes
  • Obesity
  • Osteoporosis
  • Autoimmune disorders
  • Chronic fatigue
  • Fibromyalgia
  • …and more

Take Charge of Your Health With a Holistic Doctor in Nashville

St. Thomas Medical Group Holistic & Integrative Medicine is committed to helping you take charge of your health through lifestyle modification and other methods that take your overall health into account. For more information or to schedule an appointment, call +1 (615) 297-2700.

How to Choose a New Primary Care Doctor

Did you know that only 43% of millennials say they would go to a primary care provider (PCP) for non-emergency treatment? Instead of receiving routine preventative care, the majority of millennials are seeking out care on an as-needed basis, turning to walk-in clinics or emergency rooms when health issues arise.

While walk-in clinics are excellent resources for the quick diagnosis and treatment of ailments like cough, flu, and strep throat, these establishments were never intended to function as the primary source of health care for patients.

Walk-in clinics and emergency care facilities are designed to provide immediate care for specific, isolated health issues. They are not designed to provide holistic and preventative care that’s based on a patient’s unique personal and family medical history.

Patients Without a Primary Care Provider Are at a Disadvantage.

One of the primary benefits of having a primary care provider is that you have a health advocate – someone who knows your medical history and is able to provide care that takes your entire well-being into account. Patients who don’t have a PCP are doing themselves a disservice!

How to Find a Primary Care Provider…

Your health insurance plan may provide you with a list of physicians and practices that offer in-network primary care. Within this list, you could have dozens or even hundreds of choices. How do you narrow down your search to find the primary care doctor that’s right for you?

  • Consider your family’s needs. If you have children, you may prefer to see a family practitioner who can accommodate all of your family’s health care needs, reducing the number of visits you have to make for annual exams and other needs. If you don’t have children and only need to consider your own health care needs, you may opt for an internal medicine provider.
  • Visit the office and meet the physician. An in-person consultation is the best way to get to know a PCP. You should feel comfortable and respected in your physician’s office. Do the health care providers listen to you? Do they make an effort to provide care that aligns with your desires and preferences? Can you easily see your physician if you become sick, or is it only possible to see your doctor by scheduling months in advance?
  • Consider location. “Location, location, location,” as the realtors say. Your PCP should be easy to access – one reason why we’ve made our home at the intersection of Green Hills, Sylvan Park and Belle Meade.
  • Seek referrals. Talk to friends, family, co-workers, and other health specialists you may already be seeing. Take advantage of your personal network and seek advice from those whose opinion you respect!
  • Consider hospital access. For some patients, it’s important that a primary care provider has privileges at certain local hospitals. Seeing a physician that has a good working relationship with your hospital of choice can be a tremendous benefit should you require care in the hospital setting.

Find a Primary Care Provider in Nashville

To find a primary care provider near you in Nashville, call St. Thomas Medical Group Department of Children and Adults at +1 (615) 301-7040. You can also make an appointment online.

Do I Need a Hearing Test?

Listen up! Our Nashville audiologists encourage you not to take healthy ears for granted. Hearing loss typically happens gradually, which is why many people do not realize it is happening until they experience significant symptoms or family members notice. Unlike primary care checkups, eye appointments, and dentist visits, annual hearing tests are not a priority for most people.

Fortunately, Nashville ENT Audiology, in affiliation with St. Thomas Medical Group, is here to help you manage hearing loss, tinnitus, balance disorders, and other hearing healthcare needs.

Common Signs It Is Time For A Hearing Test

  • You’re over the age of 60. For many people, hearing loss is part of the natural aging process. If you’re over 60, it is time to make hearing one of your priorities. Simply taking a hearing test every 2 years is an effective first step.
  • You have noticed recent difficulty hearing. Are you turning up the television or radio volume louder than normal? Do you find it difficult to follow conversations? Do you mishear people or ask people to repeat themselves when there is background noise? If you experience one or more of these situations, you could benefit from a hearing test.
  • You hear sound even when no external noise is present. Tinnitus can present itself as ringing, buzzing, chirping, or whooshing sounds in your ear. Many things can cause tinnitus, including hearing loss.

If any of these apply to you, you can schedule an appointment with our Nashville audiologists online or by calling +1 (615) 292-5191.

How Hearing Loss May Affect Your Life

Hearing loss can impact your life in three primary ways. First, people with untreated hearing loss have fewer educational and job opportunities than people with healthy hearing, which has a direct ability on one’s ability to communicate. Second, this impaired communication can lead to social withdrawal as well as reduced access to services. Third, individuals with hearing loss suffer emotional consequences such as a drop in self-esteem and confidence.

Our Nashville audiologists will help you find the right treatment plan. Our solutions include hearing aids, assistive devices, osseointegrated devices, cochlear implants, and rehabilitative education.

Understanding the Two Types of Hearing Loss

If you suffer hearing loss, your doctor will help you determine what kind of hearing loss you are experiencing. “Conductive” hearing loss is characterized by obstructions or malfunctions in the outer or middle ear. Common issues might include a damaged eardrum, impacted ear wax, or an infection in the outer or middle ear.

On the other hand, “sensorineural” hearing loss is attributed to damage to the hair cells in the inner ear. This damage can be caused by the natural aging process, exposure to loud noises (machinery, concerts, etc.), and diseases like meningitis.

Some individuals might experience a mix of conductive and sensorineural hearing loss.

Hearing Loss Solutions

Fortunately, advances in medicine and technology have lead to many treatment and management solutions for hearing loss. Our Nashville audiologists will work with you to understand the treatment options available such as hearing aids, surgically implanted hearing devices, rehabilitative education, and much more!

To schedule a hearing test and protect your hearing, please schedule an appointment with our Nashville audiologists online or by calling +1 (615) 292-5191.

What Does a Gastroenterologist Do?

Gastroenterology is a branch of medicine that addresses issues of the digestive tract and liver. It is a subspecialty of Internal Medicine, so a gastroenterologist completes the same training as an internist before pursuing additional fellowship training. By the time the gastroenterology physicians at Nashville’s St. Thomas Medical Group are treating patients, they’ve had five to six years of specialized training since completing medical school.

What Conditions Does a Gastroenterology Doctor Treat?

Gastroenterologists may treat a wide range of conditions affecting the digestive tract, including:

  • Barrett’s Esophagus
  • Colon & Colorectal Cancer
  • Crohn’s Disease
  • Diverticulosis and Diverticulitis
  • Heartburn, Acid Reflux & GERD
  • Helicobacter Pylori (Stomach Infection)
  • Hemorrhoids
  • Irritable Bowel Syndrome (IBS)
  • Liver Disease
  • Peptic Ulcer Disease (PUD)
  • Stomach Problems and Swallowing Problems
  • Ulcerative Colitis

If your primary care doctor or an urgent/emergent care physician believes you may have one of these conditions and require specialized care, he or she could refer you to a gastroenterologist for further evaluation and treatment.

What Treatments Are Available at St. Thomas Medical Group?

Providers at St. Thomas Medical Group Gastroenterology Endoscopy Center offer many procedures that aid in diagnosing and repairing issues of the digestive tract. These procedures may include (but are not limited to):

  • Colonoscopy: A diagnostic test that allows the gastroenterologist to examine the entire large intestine. This exam is commonly used to search for possible causes of abdominal pain, rectal bleeding, and other intestinal complications. Learn more.
  • Hemorrhoid Banding: A non-surgical and non-invasive procedure that can be done in-office to alleviate hemorrhoid pain and symptoms. Learn more.
  • Upper Endoscopy: A diagnostic procedure used to evaluate the upper gastrointestinal (GI) tract. During an EGD test, an endoscope is passed down your throat and along the length of your esophagus to evaluate the lining of your esophagus, stomach, and duodenum. This procedure may also be used to obtain a small sample for biopsy. Learn more.

Meet Our Providers

Meet the gastroenterologists at St. Thomas Medical Group, and find out what makes our physician-owned practice so unique…

Allan Bailey, M.D.

  • Clinical instructor at the University of Tennessee School of Medicine
  • Teaches Gastroenterology to residents at Baptist Hospital in Nashville.
  • Has served as Chief of Endoscopy at Baptist Hospital and Skyline Medical Center.

Antonio Granda, M.D.

  • Has been practicing with St. Thomas Medical Group since 1978.
  • Professional interests include study of the liver and treatments for Hepatitis C.

Jeffrey B. Eskind, M.D.

  • Holds an appointment at Vanderbilt University School of Medicine as an Associate Professor of Medicine.
  • Is part of a multi-generational family of physicians, including his father, brother, a son, and a daughter-in-law, all of whom have practiced or are practicing in the Nashville area.

Howard R. Mertz, M.D.

  • Nashville Magazine’s survey of local physicians rated Dr. Mertz in the top 85 physicians and top three gastroenterologists in Nashville in 2006, 2008, 2011, 2013, 2015 and 2017.
  • U.S. News and World Report rates Dr Mertz in the top 1% of Gastroenterologists in the Unites States (2012).
  • Is the most experienced endoscopic ultrasonographer in Tennessee with a caseload over 14,000 and over 5,000 fine needle biopsies.

Ronald E. Pruitt, M.D.

  • One of the world’s expert authorities in pancreaticobiliary endoscopy (ERCP), performing approximately 500 of these procedures each year.
  • Listed by his peers as one of Nashville’s most talented and respected physicians in Consumers’ Guide to Top Doctors, a publication of medicine’s best.

Edward E. White, M.D.

  • Completed his Internship, Internal Medicine Residency and served his Gastroenterology Fellowship at Vanderbilt University Medical Center.
  • While at Vanderbilt he served as the preceptor for second-year medical students, as well as instructing a small group in a gastrointestinal section of physiology.

St. Thomas Medical Group Gastroenterology Endoscopy Center

St. Thomas Medical Group Gastroenterology Endoscopy Center is committed to ensuring that your experience with us is relaxed and worry-free, from consultation through recovery. For more information or to schedule an appointment, call +1 (615) 301-7040.

9 Health Insurance Terms to Understand

Are terms like “co-pay” and “deductible” throwing you off? Do you dread your 26th birthday because it means you’ll have to shop for your own health insurance?

If you’re like a lot of 20-somethings, you’re not alone. In a recent study of adults between the ages of 19 and 30, researchers found that 48% can’t define “deductible,” and 78% don’t know how to describe “coinsurance.”

In order to help patients improve their understanding of health insurance, our office at St. Thomas Medical Group has put together this convenient glossary of health insurance terms. Have a billing question? Don’t hesitate to ask us next time you’re visiting with us in the office!

Your Quick & Easy Health Insurance Glossary

Let’s take a few minutes to look at some of the most common health insurance terms and what they mean.

  • ACA. Short for the “Affordable Care Act,” the ACA – also referred to as “Obamacare” – began to come into effect in 2014 (after being signed into law in 2010). Under the ACA, health insurance policies are frequently purchased by consumers through the government-run Health Insurance Marketplace (if you do not have health insurance coverage through parents or an employer). If you choose to shop for an alternative provider outside the Marketplace, you will want to confirm that your plan is ACA-compliant before purchasing.
  • Claim. A “claim” describes the process of asking your insurance provider to pay for a medical service. Sometimes the physician’s office will file a claim for you. (If you aren’t sure, it never hurts to ask.)
  • Copay. Many medical services – like a visit to your primary care provider at St. Thomas Medical Group – may have a copay. This is a flat rate that you pay to access the service; your insurance provider covers the remainder.
  • Coinsurance. Once you’ve reached your plan’s deductible (see below), you may pay “coinsurance” – a percentage of a healthcare expense. For example, if you have a 25% coinsurance rate, then you would pay $250 of a $1,000 bill, and your insurance plan would pay $750.
  • Deductible. This is the amount of money you must pay out of pocket before your health insurance plan kicks in. Generally, plans with higher deductibles have cheaper monthly fees and plans with lower deductibles are more expensive.
  • In-Network Provider. Health insurance plans often have “in-network providers,” which include physicians, hospitals, pharmacies and other healthcare professionals with whom the insurance company has already negotiated lower rates.
  • Health Savings Account (HSA). This is a personal savings account that you can deposit pre-tax dollars into. The money can be used to pay for a wide range of eligible medical expenses when you need it.
  • Out-of-Pocket Maximum. This is the most amount of money you can pay for health costs in a year. This figure includes deductibles, copayments and coinsurance. If you spend this amount of money, your insurer should cover the rest of your expenses.
  • Premium. This is the amount you (or your employer) pays per month for your health insurance policy.

Find a Primary Care Physician in Nashville, TN

For more information, see a primary care doctor in Nashville at St. Thomas Medical Group. Call +1 (615) 297-2700 for more information or to schedule an appointment. Our physicians have offered quality care at the intersection of Green Hills, Sylvan Park and Belle Meade for over 40 years.